Bad Credit Title Loans in South Dakota

Even if you have bad or poor credit, you can still get funding in South Dakota, as title lenders usually don't ask for a traditional credit check.


  • Apply completely Online
  • Get cash same day
  • Keep driving your vehicle
Get money now!

We keep your personal information secured!

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

You are here

South Dakota Title Loans - what you need to know

If you have faced emergency difficulties at least once, you probably know how hard it can be to get funding. People need money for a variety of reasons, from an unexpected medical bill to an urgent purchase or rent. However, getting financing can be even more difficult if you have a bad credit history. If you are looking for the most profitable option for your needs, then Title Loan in South Dakota is what you need.

Title Loans are popular as they help borrowers with bad credit get money for their needs as quickly as possible. Learn more about what a Title Loan is and how it works.

What are South Dakota Title Loan peculiarities?

A Title Loan is a secured type of financing that helps even borrowers with any type of credit to apply and obtain financing for their needs. Since your vehicle title is collateral for the loan, you must be the sole owner and transfer the title to the lender while the debt is repaid. You can get it back when the debt with interest is fully paid off.

Title Loans are popular because they have better interest rates and lending terms than, for example, South Dakota Payday Loans. What's more, title lenders more often than not ask for a traditional credit check, which makes the loan affordable to almost any borrower.

How Do Title Loans In South Dakota Work?

First of all, you should know that lenders in South Dakota now offer both online and offline applications, so you can choose what suits you best. The easiest and fastest way to obtain funding at the moment is through an online application.

So, in order to get a Title Loan, you have to visit the website of the selected lender and fill out a simple online application with your details. As a rule, this does not take more than 5-10 minutes, since the process is as simple as possible. After you submit your application, the lender will contact you. You will need to bring your car to the nearest South Dakota title lender location for specialists to carry out a physical inspection of your car. As a rule, factors such as make, model, year, mileage, condition, and others are taken into account. If you choose a completely online application, then you only need to provide recent photographs of your car in accordance with the requirements of the lender, so that a specialist can evaluate it online.

After evaluating the vehicle, the South Dakota lender will offer you the loan amount. If you are satisfied with the loan offer, you can sign a loan agreement and transfer the title to the lender. The money will be transferred to your bank account within one business day!

Should I Apply For A South Dakota Title Loan?

Before applying for a Title Loan, you must understand that it is short term and can be quite expensive. That is why it is not worth risking your vehicle if you can borrow money from friends or ask for an advance payment at work.

However, a Title Loan is a good option if you are in an emergency and need money to cover your expenses in South Dakota and there are no alternatives. Also, this loan may be relevant for you if you have a bad or poor credit history and bank lenders refuse to receive a loan. Therefore, use this option only in an emergency.

What Are The Requirements To Obtain A Title Loan in South Dakota?

In order to understand if you can get a Title Loan in South Dakota, you should study the criteria of the selected lender:

  • Be South Dakota citizen or official resident who is at least 18 years of age or older
  • Have a regular monthly source of income
  • Have proof of identity such as a passport, driver's license or government issued ID
  • Have an active bank account
  • Provide social security number
  • Provide contact details such as phone and email.

Do not forget that in order to receive a loan, you must also provide documents for the car. South Dakota requires the following: original vehicle title with solo ownership, proof of residency matching the name on the title, vehicle insurance proof, government issued identification matching the name on the title and current vehicle registration.

Are South Dakota] Title Loans available for Bad Credit?

Many people with bad or poor credit want to know if they can get a Title Loan in South Dakota and the answer is yes. Lenders believe that previous mistakes should not affect the ability of borrowers to receive money in an emergency. Moreover, since the loan is collateralized, they have an additional guarantee that the debt will be paid off on time. Therefore, more often than not, lenders do not ask for a traditional credit check at all to approve the application. However, it should be noted that regular income is the main factor influencing approval.

So, if you meet the basic eligibility criteria, have income and title in your name, your South Dakota Title Loan application is likely to be approved.

Can I Get A Fully Online Title Loan In South Dakota?

Many of the South Dakota title lenders now offer fully online financing. You no longer need to drive to a lender's store, fill out a lot of paperwork, or bring a car for a physical inspection. Now all you need to do is visit the website of the selected lender, fill out a simple and convenient online application and wait for a response. Instead of a physical inspection, you need to provide recent photographs of your vehicle as required by the lender. This way they will be able to evaluate your vehicle online and provide you with the loan amount, which will be transferred directly to your bank account.

South Dakota Payday Loans on the map.

Get an instant Payday Loan in any city of South Dakota.

Show more

Get your money NOW!


Get Cash $100 - $1000+ Today

  • Available even for bad credit applicants.
  • Applying doesn't affect your credit score!

Get Your Money in a Few Clicks

We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.