Get Fast and Safe $300 Payday Loans

Apply online in a few minutes to get instant guaranteed approval for 300 dollar loan from the best direct lenders.


  • Available even for bad credit applicants.
  • Applying doesn't affect your credit score!

Get Your Money in a Few Clicks

Personal Information

Personal Information

Additional Information

Additional Information

Your Transfer Details

Your Transfer Details
Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use , I understand that by submitting my information, I may be contacted by telephone by one lender.

Get Fast and Safe $300 Payday Loans

$300 Payday Loan

Today, you can get a $ 300 loan even if you have bad credit. Don't worry if you are in a difficult financial situation and need money to pay utility bills or repair your car. A $ 300 loan is your chance to get rid of your financial problems.

WHAT IS A $ 300 LOAN? 

A $ 300 loan is an unsecured loan that allows you to get the financing you need and deal with unexpected expenses.

Unfortunately, most Americans do not have the money to cope with financial hardships such as repairing a car, paying bills, and so on. Thus, if you find yourself in such a situation - $ 300 loan can be your salvation, especially if you have a bad credit history.

What are the $300 payday loans for bad credit options?

  • Personal (signature) loans include payday and installment loans. This is an unsecured loan which allows the use of the received funds at your wish. Both installment and payday $300 loans do not require credit checks so even if your credit score is far from perfect, you have pretty great chances for approval.
  • Title loans, including but not limited to auto loans, use your title (auto) as collateral for your $300 payday loan with bad credit. This means that these are secured loans and hence they generally offer a more beneficial interest rate.
  • Home equity loan is generally not advised for such small loans, yet if you consider borrowing more for home remodeling, then this is the right choice. While this is a perfect opportunity for long-term financing, it might be tough getting home equity with bad credit.
  • Credit cards offer $300 loans with bad credit with 0% or extremely low rate of interest. Of course, credit card loans are available only for credit card owners.

I need to borrow $300 dollars, what are the conditions?

The conditions of a $300 payday loan with bad credit heavily depend on the type of loan you select. For example, if you get your loan with a bank (here a credit card loan is meant), then you will get the lowest interest rate possible yet the repayment term will be pretty limited (usually no more than two months). Whenever you get a title loan, the interest would be higher but the repayment period is negotiable with the lender. Personal loans offer the greatest flexibility in terms of repayment condition and period, yet they tend to have the highest rates fur to the lack of security or any collateral.

Whenever you are applying for a 300 dollar loan with bad credit, carefully consider whether it is the interest rate or repayment period that are more important to you. Then you will be able to select the right loan type and adapt the best possible repayment conditions.

Where to get a 300 dollars loan with bad credit?

As a bad credit owner, you have three main options: banks, in-store and online private lenders. The former tends to conduct deeper and more peculiar credit history checks and generally take into account your current FICO score. However, if you are going for a credit card loan, then no such checks will take place for a $300 payday loan; you can generally do it all via online banking. In-store and online lenders in most cases would not take your score into account and would only rely on your monthly income and loan term. Due to the lack of extensive verification, private lenders approve credits in several work hours, two business days top while banks may require more time for approval.

What bank will give me a $300 loan with bad credit?

If you have a credit card in any bank, then you can always apply for a credit card $300 loan with this bank. Otherwise, consider U.S. Bank, Marcus, SunTrust, TD Bank, and LightStream. These banks offer APR at about 7%-24%. However, smaller local banks may also consider a $300 loan with bad credit so you can always try your luck in the neighborhood.

How to get a $300 payday loan with bad credit?

To get a $300 loan with bad credit you need to be eligible to apply for one. Here are the standard requirements borrowers need to meet throughout the country:

  • Be a US citizen or permanent resident
  • Be least 18 years old
  • Be the state resident (be a resident of the state where you are applying for a $300 loan with bad credit)
  • Have a steady income (of at least $1,000 per month over the past three to six months)

Keep in mind that payday loans, for example, have very strict regulations in some states. Besides these standard criteria, remember that some types of loans might not be legal in your area. For example, California heavily regulates them while $300 payday loans with bad credit in Wisconsin are absolutely legal.

What benefits should the first time $300 loan bad credit borrowers know about?

One of the greatest benefits of these short-term $300 loans with bad credit is the time of their approval. Within several hours, you can get approved for a loan and in a couple of business days receive the transfer.

Easy-to-pass evaluation in the approval process is yet one more great advantage. Whether your credit score is low or even bad will not be accounted for in the evaluation process. So even a very bad credit owner can get approved for a $300 loan.

Keep in mind, that $300 is a relatively small amount for a loan with bad credit so it is easy to repay. And this means that by repaying it you can significantly improve your overall credit score within several weeks or months.

To sum up. Whenever you apply for a $300 loan with bad credit, you will have several lenders and loan types on your plate. Make sure that you select an option with the best interest rate – repayment conditions ratio. Should you understand that you might cover your budget holes with a $250 loan go for it to save on interest. In case $300 may appear to be insufficient in the future, consider applying for a $350 payday loan with bad credit.


The application process is not only simple but also safe. All you need to do is fill out a simple online form on the lender's website. You no longer need to go to the lender's store and wait for hours for approval! As a rule, the process of filling out an application takes from 1 to 3 minutes.

After submitting the application, you will be able to receive an answer almost instantly, usually, it takes from 30 to 60 seconds. If you are approved, the lender will contact you to discuss the details of the loan term and repayment. You can also ask all your questions. If you are satisfied with the offer, you can sign a contract. As a rule, you will be able to receive payment the same business day.


There are several ways to get the funding you need. First of all, try the free options. For example, you can ask your friends or family to give you the amount you need. You can also ask for an advance payment at work or borrow money from colleagues. Moreover, you can use a credit card or sell items you no longer use to get some cash.

However, if none of the options offered is right for you, then a $ 300 loan would be a great solution to help you get financing as quickly as possible.

Get your money NOW!


Get Cash $100 - $1000+ Today

  • Available even for bad credit applicants.
  • Applying doesn't affect your credit score!

Get Your Money in a Few Clicks

We keep your personal information secured!

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.